Create a reliable retirement paycheck from Social Security, savings, and other assets

Maximize your Social Security benefits with strategies most people miss

Smart claiming strategies for singles, couples, divorcees, and widows—including spousal benefits

With over 12 years of experience in financial advising, Prashant R. Sabapathi is a dedicated professional specializing in investment management, tax-efficient retirement and legacy planning, retirement income planning, and estate protection planning. He holds a BA in Economics from the University of Maryland.

Prashant began his career in the financial industry and became independent in 2014 to move away from the “big box retailer” model of insurance and financial firms. His commitment to offering truly custom, independent solutions for his clients drives his work at Elite Income Advisors Inc.

About Your Hosts

Prashant Sabapathi

Phone: 443-274-3002

Email: kate@eiamd.com

Website: https://eliteincomeadvisors.com/

Join us

© 2026 Claim Wise. All Rights Reserved.

TERMS AND CONDITIONS - PRIVACY POLICY

This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. 

Prashant Sabapathi, Jon DeFeo, and Elite Income Advisors, Inc. are not affiliated with or endorsed by the Social Security Administration or any government agency.

This presentation should not be used as a basis for legal and/or tax advice. In any specific case, the parties involved should seek the guidance and advice of their own legal and tax counsel. Estate planning is done in conjunction with your estate planning attorney, tax attorney, and/or CPA.

FACEBOOK is a trademark of FACEBOOK, Inc.

Investment advisory services offered through Elite Income Advisors, Inc., a registered investment advisor located in Ellicott City, Maryland. The firm only conducts business in states and jurisdictions in which they are properly registered or exempt from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability. All investment and insurance strategies have the potential for profit or loss. Asset allocation, rebalancing, and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. Insurance and annuity products are sold separately through Retirement Planning Services, Inc. Insurance and annuity product guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Neither Elite Income Advisors, Inc. nor Retirement Planning Services, Inc. is engaged in the practice of law or accounting. Tax information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Prashant’s personal philosophy is grounded in the belief that “losses hurt you more than gains help you,” and he integrates this principle into his clients’ financial plans. He emphasizes that financial planning is fundamentally about balancing “money in vs. money out.” This principle remains crucial both during one’s working years and into retirement. Prashant focuses on creating a strong foundation of reliable income for his clients, ensuring stable and secure golden years. He differentiates himself by specializing in asset preservation, minimizing taxation, and leaving a tax-efficient legacy for heirs. He is particularly suited for clients who are in the distribution phase of life rather than the accumulation phase.

Beyond his professional endeavors, Prashant is an avid golfer and musician. His personal journey, including his mother’s diagnosis of dementia at the age of 57, has deeply influenced his commitment to helping clients prepare for life’s financial challenges. His experience allows him to empathize with and support families facing similar situations, ensuring they are as financially prepared as possible.

The Lodge Annapolis

177 Jennifer Rd, Annapolis, MD 21401

Wednesday, June 10th @ 6:00 PM or Thursday, June 11th @ 6:00 PM

Avoid costly mistakes that could reduce your retirement income by thousands

Create tax-efficient income and pass on more wealth to your beneficiaries

Reduce taxes in retirement with new laws and proven tax-saving strategies

Privately Catered

We will be workshopping real world examples. Come with your notebook, ready to learn. We can't have your mind distracted by hunger pains, so we'll be providing a catered dinner after the presentation as part of the experience.

Join Us and Learn To:

Jon DeFeo, CFP®, CRPC®

A lifelong resident of Westminster, Maryland, Jon earned his bachelor’s degree in business and finance from McDaniel College and has always had a passion for helping others navigate their financial future. In high school, he was a tri-sport athlete until a back injury ended his playing career, teaching him resilience and the importance of adapting to life’s unexpected challenges—lessons that now shape his approach to financial planning. While in college, he worked as a mechanic, giving him firsthand experience in the blue-collar world and a deep appreciation for hard work and financial stability.

As a CFP®, CRPC®, and CFEI®, Jon specializes in retirement and holistic financial planning, helping individuals and families create strategies for long-term financial security. Having worked for both large institutions and smaller firms, he has experience assisting clients from all backgrounds and financial situations. He co-hosts Retire Smart Maryland Radio and Retire Smart Maryland TV alongside co-founder Prashant Sabapathi while also leading community seminars to educate people on financial literacy and retirement planning.

Beyond his work, Jon is a dedicated dad who loves spending time with his wife, son, and daughter. Whether he’s hiking, exploring the outdoors, or relaxing at the beach, he prioritizes family time while remaining deeply committed to serving his clients.